Manage employee card spend
Rippling Corporate Cards means you can effortlessly empower your team with corporate cards while maintaining full control over spending.
Set customizable spending limits, track transactions in real time, and automate expense reconciliation to save time and reduce administrative overhead.
Rippling brings your employee data and spend data together into one cohesive platform, providing unparalleled control and insight over corporate expenses. This integration enables you to create highly tailored card policies that align precisely with each employee’s role, department, location, and spending needs.
With Rippling, you can automatically set and enforce rules on how, when, and where employees can spend. Define limits based on categories such as travel, dining, or project-specific purchases, and restrict transactions to approved vendors or regions. As employees join, change roles, or leave, these policies dynamically adjust to reflect their current status, ensuring compliance and reducing manual oversight.
The percentage of organizations who experienced attempted corporate card fraud in 2022, up 10% from 2021.
Global losses due to credit card fraud in 2022.
Employee expense fraud costs businesses this amount of top line revenue.
With Rippling, you can issue corporate cards to your team, control their spending, and reconcile expenses with nearly zero effort.
You will get your own VRP Delivery Manager who works alongside you to understand your project needs, ways of working, client expectations and project deliverables to identify and support resource on-boarding.
Most spend solutions require hours of effort to enforce any policy more complex than a $250 limit. Since Rippling houses your employee data, it’s possible to build hundreds of specific policies that enforce card spend exactly the way you want.
Rippling automates the full cardholder lifecycle, from updating card policies when employees change positions to reassigning cards after they are offboarded, so your business never misses a beat.
With Rippling, you can sync card transactions to your general ledger and use policies to automatically categorize each transaction’s fields, saving your team the detailed work of matching every transaction to a specific category.
The Rippling Corporate Card is available to registered legal entities, excluding sole proprietorships. Eligible businesses must have an Employer Identification Number (EIN) and operate outside restricted industries.
Meeting these eligibility criteria does not guarantee approval for a Corporate Card or the extension of a specific credit limit.
The Rippling Corporate Card offers flexible payment terms, including daily, weekly, bi-weekly, and monthly options, based on your business's risk profile. At the end of your selected term, all Corporate Card expenses are consolidated into a single payment, which is automatically deducted from your linked account. You also have the option to pay off your balance at any time before the term ends.
Rippling Corporate Card does not require a personal credit score check and your credit score will not be affected when doing this check..
Rippling Corporate Card does not require a personal guarantee to qualify.
Rippling provides credit limits tailored to the size and financial health of your business, determined by factors such as financial data, bank statement balances, available cash, spending patterns, and your history with Rippling. These factors are dynamically assessed to establish an appropriate credit limit for your business.
If your initial credit limit doesn’t meet your needs, you can request an increase by submitting additional information for Rippling’s evaluation.
The Rippling Corporate Card has no fees or interest for transactions in US Dollars made with merchants in the US. However, transactions in foreign currencies or with international merchants may incur fees from Rippling or its partners and vendors, as outlined in the Corporate Card Program Terms.
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